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Published: July 2022
 Wetzkaz
withdraw cash for free in Thailand-The best credit card for travelling
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FAQ: How do I get cash in Thailand?
With a free credit card (VISA) directly at the ATM. 1.

1. insert your credit card into the ATM
2. enter PIN
3. select amount
4. reject exchange rate of the ATM (DCC)
5. withdraw cash
6. balance credit card account in the same month (simple transfer to credit card account or top up beforehand (prepaid).

Costs on the part of the Thai ATM: 220 Baht
Costs on the part of the credit card provider: 0,-€.
withdraw cash for free in Thailand-The best credit card for travelling
withdraw cash for free in Thailand-The best credit card for travelling
withdraw cash for free in Thailand-The best credit card for travelling
Can I also just use my EC card in Thailand?
Can I also just use my EC card in Thailand?
Yes, but the house bank charges approx./at least 5€ for each withdrawal. You may have to have your EC card activated for Thailand first. MAESTRO is not available at every ATM in Thailand. There may also be restrictions on the part of the banks. For example, there is the PayPal credit card, but it does not work in Thailand (as of 2022). Therefore, one should not rely on it.

Other:
The language at the Thai ATM can be set to English.

miscellaneous:
Yes, you should definitely load the prepaid credit cards with credit in advance. The transfer takes 1-2 days from another bank. Internal transfers, i.e. from the current account to the DKB credit card account take only seconds. At DKB, the money is debited directly and automatically from the current account. Therefore no additional effort.
1st place:
Barclaycard
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How do I actually get cash abroad?
You can withdraw money from ATMs in Thailand with a free credit card. Insert the card, enter the PIN and select the amount.
Instead of euros, you will receive Thai baht (THB).
With a credit card without prior credit, cash withdrawals and payments are combined at the end of the month and then debited from your bank account. It is usual to make monthly repayments in instalments or to balance your credit card account completely. This will incur interest. Since no one wants to pay interest for cash withdrawals, prepaid credit cards (credit cards) from DKB have quickly become popular with travellers. Now the Barclaycard offers interest-free repayment and you dont have to rely on a prepaid card. This makes the Visa Barclaycard highly recommendable. Withdraw money free of charge and balance the credit card by the end of the month. Interest-free if you balance within 56 days.
"If you settle your total outstanding balance in full by the due date each month, you benefit from an interest-free payment period of up to 59 days."
2nd place:
Comdirect
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3rd place:
DKB
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4th place:
Hanseatic Bank
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withdraw cash for free in Thailand-The best credit card for travelling
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*All outgoing links are so-called Ref-ID links. This means that if you buy something (no one has to, of course), the linking party (in this case the author) earns a few cents without it costing you more.
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withdraw cash for free in Thailand-The best credit card for travelling
withdraw cash for free in Thailand-The best credit card for travelling
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